0.9% APR financing for 72 months
"On select new 2025 and 2026 Cadillac OPTIQ and VISTIQ models, qualified A+ and A1 credit buyers may receive 0.9% APR financing for up to 72 months on approved credit. 0.9% APR for 72 months equals approximately $14.28 per month per $1,000 financed. First payment deferred for up to 90 days on approved credit. Not all buyers will qualify. Offers and incentives may not be combined. Price excludes applicable tax, tag, title, registration, dealer documentation fee, and other applicable fees. See dealer for complete details. Offer expires 09/30/2026.
3.9% APR for 36 Months
"On select new 2027 Cadillac LYRIQ models, qualified A+ and A1 credit buyers may receive 3.9% APR financing for 60 months, 5.9% APR financing for 72 months, or 6.58% APR financing for 84 months on approved credit. 3.9% APR for 60 months equals approximately $18.37 per month per $1,000 financed; 5.9% APR for 72 months equals approximately $16.53 per month per $1,000 financed; 6.58% APR for 84 months equals approximately $14.84 per month per $1,000 financed. Not all buyers will qualify. Offers and incentives may not be combined. Price excludes applicable tax, tag, title, registration, dealer documentation fee, and other applicable fees. See dealer for complete details. Offer expires 09/30/2026.
0.9% APR financing for 72 months
On select new 2025 and 2026 Cadillac OPTIQ and VISTIQ models, qualified A+ and A1 credit buyers may receive 0.9% APR financing for up to 72 months on approved credit. 0.9% APR for 72 months equals approximately $14.28 per month per $1,000 financed. First payment deferred for up to 90 days on approved credit. Not all buyers will qualify. Offers and incentives may not be combined. Price excludes applicable tax, tag, title, registration, dealer documentation fee, and other applicable fees. See dealer for complete details. Offer expires 09/30/2026.
Luxury ownership is even more rewarding when you take advantage of the latest new Cadillac vehicle specials at Step One Cadillac Fort Walton. Our rotating offers provide opportunities to save on some of Cadillac’s most sought-after luxury SUVs and electric vehicles, including the XT4, XT5, XT6, Escalade, Escalade ESV, LYRIQ, OPTIQ, VISTIQ, and Escalade IQ. Depending on the model and current manufacturer programs, qualified buyers may benefit from attractive financing rates, lease offers, loyalty incentives, conquest offers, or limited-time purchase savings. Whether you’re searching for an elegant luxury SUV, a premium three-row family vehicle, or Cadillac’s newest all-electric innovations, our specials make it easier to enjoy world-class craftsmanship, advanced technology, and exceptional performance while maximizing your investment. Since incentives are updated regularly, checking our current offers is one of the best ways to secure outstanding value on your next Cadillac.
Our finance professionals are committed to helping you take full advantage of every available Cadillac incentive while finding an ownership solution that aligns with your goals. Paying cash provides immediate ownership and eliminates monthly finance charges while maximizing long-term equity. Financing allows you to spread your purchase into manageable monthly payments while preserving cash flow and potentially combining competitive interest rates with available manufacturer incentives. Leasing is a popular option for luxury buyers who enjoy driving the newest Cadillac models every few years, often offering lower monthly payments and the opportunity to experience Cadillac’s latest technology with greater flexibility. During your visit, our finance team will review all available offers, explain current promotions, and help determine which purchasing strategy delivers the greatest overall value.
Because Cadillac incentives and special offers frequently change, scheduling your visit ahead of time helps ensure you receive the most current information available. By making an appointment, our team can verify applicable manufacturer programs, prepare the Cadillac models you’d like to compare, and have a dedicated product specialist ready to answer your questions. Weekday appointments typically provide greater flexibility for reviewing multiple vehicles, discussing financing options, and completing an unrushed test drive experience. Walk-in guests are always welcome, but weekends and evenings often experience higher showroom traffic, and some promotional inventory may have limited availability. Planning your visit ahead allows us to provide a more efficient and personalized luxury shopping experience.
At Step One Cadillac Fort Walton, we believe luxury ownership should be accompanied by exceptional customer service and outstanding value. Through The Step One Advantage, we provide a transparent, customer-focused buying experience designed to simplify every step of your purchase. We’re proud to offer exclusive savings for military members, first responders, and teachers, recognizing those who dedicate themselves to serving our communities. Beyond our showroom, we actively invest in the Florida Panhandle through meaningful community outreach initiatives, strengthening the neighborhoods we proudly serve. Whether you’re shopping from Fort Walton Beach, Crestview, Milton, Mobile, Niceville, or Panama City, our knowledgeable team is committed to helping you maximize available Cadillac offers while delivering the premium ownership experience you expect from a luxury dealership.
Shop New Cadillac SUVs (Gas): New XT5 | New XT6 | New Escalade |
Shop New Cadillac SUVs (EVs): New LYRIQ | New Escalade IQ | New OPTIQ | New VISTIQ | New Escalade IQL | New LYRIQ-V | New OPTIQ-V |
Shop New Cadillac Sedans: New CT4 | New CT5 | New CT4-V | New CT5-V |
Helpful Links: All New Inventory | New Cadillac Specials | Value Your Trade | Apply For Financing |
Step One Cadillac Serving: Panama City | Milton | Mobile | Niceville | Crestview